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Peter Neuwirth has over thirty years of actuarial experience. He is currently a senior consultant with Towers Watson and is one of its subject matter experts. He is a fellow of the Society of Actuaries, a member of the American Academy of Actuaries, and an enrolled actuary. In his personal life, Peter has used Present Value to decide if he should take a time-share company up on its offer of a cheap vacation rental in Kauai, what kind of running shoes to buy, and whether to get married, among other quandaries.